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VA Home Loans

What is a VA Home Loan?

Simply put, the VA loan is a $0 down payment home loan option available to Veterans, Service Members and select military spouses. VA loans are offered by private lenders and guaranteed by the U.S. Department of Veterans Affairs (VA). 

The US Government created the VA home loan in 1944 with the passing of the GI Bill, in order to help service member returning from battle to start their new lives and the ability to achieve their dream of home ownership. The VA Loan program has

benefitted over 25 million veterans and service members since its inception.

Today, the VA Loans allows veterans to continue to access the funds they need to purchase a home without needing a down payment or excellent credit, even in the face of lenders increasing their lending requirements. 

If you would like to learn more about VA Loans and their requirements you can call one of our VA Loan Experts at (303) 947-5147.

No Down Payment

Qualified borrowers can get a 0% down home loan.

No Mortgage Insurance

Private lenders do not require Private Mortgage Insurance for government backed loans.

Better Interest Rates

Government backed loans are less risky for lenders. Giving them flexibility on rates.

Simple Qualification

Banks incur less risk with government backed loans, which reduces the standards of qualification.

Michael Joseph DelVecchio (CO:100013058 NMLS:195236) is an agent of Draper and Kramer Mortgage Corp. (NMLS:2551) an Illinois Residential Mortgage Licensee located at 1431 Opus Place, Suite 200, Downers Grove, IL 60515, 630-376-2100. CO: Mortgage Company Registration – Regulated by the Division of Real Estate - © 2019 Draper and Kramer Mortgage Corp. All Rights Reserved. Privacy Policy | Licensing | NMLS Consumer Access